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Divorce is an unfortunate, but sometimes necessary, event that families have to deal with. For families with children who have special needs, there are additional considerations that should be dealt with before a separation agreement is finalized. At every step of the...

The differences between Medicare and Medicaid can be a common area of confusion. The simpler program, in practice, is Medicare. Medicare is a medical insurance program that covers health care costs for individuals sixty-five and older. The program covers all...

Long term care insurance is one way to protect individuals and couples from the cost of a potential nursing home stay. In short, long term care insurance provides policy holders with a certain amount of coverage in case of a future nursing home stay in exchange for...

A stay in a nursing home can drain the financial resources of all but the wealthiest households. Approximately half of people who reach the age of 65 will need some form of long term care during their lifetimes. Benefit coverage for long term care is fairly limited....

A living will and a health care power of attorney are related documents that provide instructions on how to approach medical care once a person has become incapacitated. A living will, also known as an advance directive, provides instructions on what to do in certain...

The probate process can take a significant amount of time and money before any inheritances get distributed to a person’s beneficiaries. Additionally, probate filings, including wills, become part of the public record that anyone can access. As a result, many people...

When choosing specific Medicare plans, individuals face the broad choice between traditional Medicare, traditional Medicare with a Medigap plan, or a Medicare Advantage plan. Traditional Medicare covers hospital care, doctors visits, and prescription drugs through...

A guardian ad litem is a guardian that is appointed by a court to serve as a temporary guardian during the duration of a court proceeding. The phrase guardian “ad litem” translates from Latin to guardian “for the suit” in English. There are two main instances where...

For individuals with disabilities, and their parents and guardians, reaching adulthood presents a period of transition in terms of government benefits. Social Security reevaluates a person’s disability when they turn eighteen. The disability standards to qualify for...

Choosing a nursing home is an important decision that can greatly affect the quality of life for a person in need. Different facilities have different approaches and generally there is no such thing as a singular, perfect nursing home that is the best choice for...