The government shutdown starting October 1, 2013 is now upon us. Not all government functions are disappearing – Social Security checks will still get mailed and veterans’ hospitals will stay open. But many federal agencies have shut their doors, from the...
When is a trust appropriate? When is a will appropriate? People are often confused between the distinction between a will and a trust. Often clients will ask, “When is a will appropriate?” and “When is a trust appropriate?” These are questions that are best answered...
According to the Centers for Medicare and Medicaid Services (CMS), the average monthly premium for a basic prescription drug plan under Medicare Part D will be just $1 higher next year. Monthly premiums have held steady during the past three years at about $30 but...
Temperatures in the St. Louis area are once again sweltering. The St. Louis oppressive humidity and high temperatures mean older adults, in particular, need to take precautions. According to the Centers for Disease Control and Prevention, people age 65 and older are...
What is HIPAA? We are occasionally asked “What is HIPAA and why do I need a form?” HIPAA is the Health Insurance Portability and Accountability Act. It mandates that your health care providers keep your records and data confidential. It is an attempt to prevent sale...
Memorial Day is a day of remembering the men and women who have fallen in battle while serving in the U.S. Armed Forces. Their service helped to shape us as a Nation and has helped protect our security in a troubled world. If it not for their service, we might all be...
